Hello Clever is an open banking ecosystem that allows young Australians to manage their money Cleverly, shop Cleverly, and make Clever payments. While other payment methods are available in Australia, generation Z is vulnerable to financial debts. Debt traps (credit cards) and high payment fees imposed by BNPL services are the most evident causes of generation Z's debt. As opposed to BNPL services, Hello Clever encourages Australian millennials and generation Z to track their income and spending with their own money. Clever establishes relationships with users through Buy to Earn, enabling users to embark on buying experiences and manage spending risks. Hello Clever's investors include Vectr Fintech Partners, CrossFund, Yolo Investments, Magnivia Ventures, Son Tech Ventures, and Boson Ventures.
Caroline Tran, Galvin Nguyen